Welcome to LoansAndFinance.in – Your Trusted Financial Knowledge Hub Since 1998
Third Party Collateral for all | In today’s fast-moving financial world, access to the right information can make or break your financial journey. Welcome to LoansAndFinance.in, India’s most trusted guide to the world of finance since 1998.
This platform, founded and managed by Manjeet Singh Sandhu, a veteran financial consultant with over 25 years of experience, is dedicated to helping individuals and businesses understand, manage, and grow their financial health with ease.
Whether you want to learn how to get a project loan for a new business in India, find the best business loan consultants in India for MSME funding, or understand loan eligibility and documentation, this platform simplifies complex topics into actionable insights.
Our Mission – Financial Awareness for All
At Loans and Finance, we believe that finance should be simple, transparent, and stress-free. Our mission is to empower people by spreading financial literacy and helping them get the best value from every financial decision they make.
From home loans, business loans, and education loans to mortgage loans, private equity, and NPA funding, we aim to make every financial concept understandable for the common man.
India’s First Platform for Personal Asset Monetization
One of the biggest revolutions in the Indian financial ecosystem is Personal Asset Monetization through Third Party Collateral — a concept introduced and facilitated by Manjeet Singh Sandhu.
Let’s break it down 👇
What is Third Party Collateral?
Third Party Collateral is a financial arrangement where a property owner (the collateral provider) allows their property to be used as collateral for another borrower’s loan.
It’s a win-win model:
- Collateral Owners earn 12–15% annual returns on their idle properties.
- Borrowers can access loans between ₹3 Cr to ₹5000 Cr with secured collateral support.
This unique third-party collateral partnership for loan arrangement opens doors for faster, more flexible, and larger funding options without selling or leasing your property.
Why This Model Matters in 2025
In India’s growing economy, liquidity is the key to expansion. Yet, many entrepreneurs struggle with loan rejection reasons due to low CIBIL scores or lack of adequate collateral.
Through Third Party Collateral, both borrowers and collateral owners benefit:
- Borrowers get access to funds for project finance, business expansion, or infrastructure projects.
- Collateral Owners turn idle real estate into a secure investment plan with collateral-based returns.
This model bridges the gap between capital requirement and asset utilization — truly a game-changer for Indian finance.
How the Third Party Collateral System Works
There are two flexible models under Third Party Collateral Available in India:
1️⃣ Loan Sharing Model (50-50 Basis)
In this structure, both the collateral owner and borrower share the loan benefits equally.
- Collateral providers retain the right to use 50% of the loan amount.
- Borrowers use the remaining 50% for their business purposes.
- This creates a balanced and transparent funding structure, ideal for manufacturers, real estate developers, and startups.
Key Terms:
- Token Fee: ₹21,000 (non-refundable)
- Commission: 3% on utilized loan amount
- Verification: KYC, clean title, and video verification within 90 days
- Meetings with owners held at borrower’s office or owner’s home
2️⃣ Fixed Annual Return Model (12–15% per Year)
Here, the borrower uses the collateral for a specific period, and the property owner earns a fixed annual income (between 12–15%).
Perfect for investors seeking high return investment plans secured by collateral or asset-backed investment options.
Common Property Types Used as Collateral:
- Residential houses
- Commercial establishments
- Office spaces
- Bungalows
- N.A plots with boundary walls
- Factories and industrial units
Who Can Benefit?
This model is suitable for:
✅ Real estate developers – Needing builder finance solutions for residential and commercial projects
✅ Manufacturing companies – Seeking private funding for manufacturing projects in India
✅ Startups and SMEs – Looking for project funding consultants in Delhi NCR
✅ Infrastructure developers – Exploring international funding options for infrastructure projects
✅ Investors – Wanting to earn 12–15% annual returns with asset monetization
Financial Solutions Offered by Manjeet Singh Sandhu
With tie-ups across international banks, private banks, nationalized banks, and private finance groups, Manjeet Singh Sandhu offers a wide range of customized financial solutions:
- Mortgage Loans – Up to ₹300 Cr from private banks
- Project Loans – Starting from ₹1 Cr with no upper limit
- Builder Finance – Tailored for large construction projects
- NPA Funding – Solutions for NPA takeover projects in India
- SBLC and LC Providers in India – For import-export and infrastructure projects
- Private Equity Arrangements – For startups and expansion projects
- Outright Purchase – Of unsold flats and running sick units
He’s among the best business funding consultants in India known for loan arrangement consultancy, collateral monetization process, and funding through international banks.
Why Choose Manjeet Singh Sandhu?
- ✅ Experience: Over 25 years of consultancy in loans and finance
- ✅ Transparency: Legal documentation and verified collateral
- ✅ Network: Collaborations with global and domestic banks
- ✅ Results: Successful funding for hundreds of projects across India
From loan against property for business expansion without income proof to private equity funding for Indian real estate developers, Manjeet Singh Sandhu’s platform makes finance accessible, fast, and reliable.
Step-by-Step Process to Avail Third Party Collateral
- Consultation: Discuss your funding needs.
- Token Payment: ₹21,000 to initiate the process.
- Verification: Within 90 days – KYC, title check, and property verification.
- Meeting: Conducted at borrower’s or owner’s premises.
- Loan Arrangement: The borrower arranges funding with the bank.
- Disbursement: Funds released as per agreed terms.
- Returns/Profit Sharing: As per chosen model (12–15% or 50-50).
Legal Disclaimer
- The ₹21,000 token fee is non-refundable.
- Manjeet Singh Sandhu is not a lender or NBFC; he acts as a facilitator/consultant only.
- Loan sanction depends solely on the borrower and the bank/lender.
- All deals are finalized with mutual consent of both parties.
This ensures full transparency, security, and legal compliance for all participants.
Why Asset Monetization is the Future of Funding
Asset monetization is reshaping how India’s real estate and business ecosystem raise capital. Instead of letting properties lie idle, owners can now generate passive income, while borrowers access low interest rate mortgage loans for commercial property or bridge finance solutions for ongoing projects.
This concept also supports the Government of India’s asset monetization policy, promoting liquidity, innovation, and economic development.
FAQs on Third Party Collateral in India
Q1. What is Third Party Collateral?
It’s when a borrower uses a third party’s property as collateral for a loan, benefitting both sides.
Q2. Who is Manjeet Singh Sandhu?
He is a finance consultant and facilitator based in New Delhi, managing funding between borrowers and collateral providers.
Q3. Is the ₹21,000 token fee refundable?
No, it’s non-refundable but adjustable against commission.
Q4. What kind of properties can be used as collateral?
Residential, commercial, industrial, and non-agricultural (N.A.) plots.
Q5. What is the return for collateral owners?
12–15% annually or a 50-50 loan sharing model.
Q6. How can I contact for consultation?
You can reach Manjeet Singh Sandhu at +91 8700237256 or +91 9811993953.
Conclusion – Unlock the Hidden Value of Your Assets
India’s first platform for Personal Asset Monetization empowers individuals and businesses to convert idle assets into financial growth. With transparent processes, verified collaterals, and expert consultancy by Manjeet Singh Sandhu, you can now access large-scale funding, grow your business, and earn consistent returns.
So whether you’re looking for project funding consultants in Delhi NCR, private funding for builders in Mumbai, or loan against property consultants in Lucknow, LoansAndFinance.in is your one-stop solution.
Start your journey toward financial independence and smarter funding today.
Contact:
📞 Manjeet Singh Sandhu
📍 New Delhi, India
📱 +91 8700237256 | +91 9811993953
🌐 www.loansandfinance.in
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