Third Party Collateral Loan Provider | In today’s Indian lending ecosystem, capital does not follow ideas—it follows collateral.
And when the borrower does not own assets, everything depends on one key factor:
The Third Party Collateral Loan Provider
Whether you are:
- An overseas company entering India
- A foreign founder with an Indian subsidiary
- A startup with no assets
- A business using a partner’s property
Your success or failure depends entirely on which Third Party Collateral Loan Provider you work with.
This guide explains:
- What a Third Party Collateral Loan Provider does
- How the process works in India
- Why overseas companies rely on this model
- And who is trusted to execute it end-to-end
What Is a Third Party Collateral Loan Provider?
A External Collateral Loan Provider is a professional or platform that:
- Structures loans where collateral is provided by a third party
- Connects borrowers with NBFCs, private lenders, and banks
- Handles legal, financial, and compliance execution
- Ensures disbursement without regulatory issues
📌 This is not just a broker.
A true Loan Against Third-Party Collateral Provider manages the entire transaction lifecycle.
Why Third Party Collateral Loans Exist in India
India is an asset-driven credit market.
Lenders focus on:
- Property value
- Clear title
- Enforceability
They are less concerned about:
- Business vintage
- Foreign promoters
- New subsidiaries
That’s why External Collateral Loan Provider have become the preferred funding method—especially when structured by an experienced External Collateral Loan Provider
Is Third Party Collateral Legal in India?
Yes. Completely legal and well established.
Indian law allows:
- Third-party mortgages
- Third-party guarantees
- Security by non-borrower property
Recognized under:
- Indian Contract Act
- Transfer of Property Act
- Companies Act
- RBI & NBFC lending norms
A qualified External Collateral Loan Provider ensures:
✔ Registered mortgage
✔ Written consent
✔ Proper valuation
✔ Enforceable documentation
Who Needs a External Collateral Loan Provider?
You need a External Collateral Loan Provider if:
- Your company does not own property
- Your promoter is overseas
- Your Indian entity is newly incorporated
- You want faster disbursement
- Banks are rejecting your file
This applies to:
- Overseas companies
- Foreign-owned Indian subsidiaries
- Startups
- Real estate developers
- Infrastructure & manufacturing units
Types of Collateral Used by Third Party Collateral Loan Providers
A professional Third Party Collateral Provider works with:
🏠 Immovable Property
- Residential property
- Commercial buildings
- Industrial land
- Warehouses
🏢 Business Assets
- Unsold inventory
- Factory buildings
- Income-generating properties
📌 Indian real estate is the most preferred collateral.
Who Can Provide Third Party Collateral?
Collateral can be provided by:
- Indian individuals
- Indian companies
- Family members
- Business partners
- Group entities
The borrower and collateral owner can be completely unrelated, as long as documentation is proper—handled by the Third Party Collateral Loan Provider.
How Overseas Companies Use a External Collateral Loan Provider
This is where expertise truly matters.
Step 1: Indian Entity as Borrower
The overseas company sets up:
- Pvt Ltd or LLP in India
This Indian entity becomes the borrower.
Step 2: Third Party Provides Indian Collateral
An Indian asset owner offers:
- Property as security
- Registered mortgage
Step 3: External Collateral Loan Provider Structures the Deal
The Third Party Collateral Provider:
- Selects the right NBFC
- Structures LTV & tenure
- Ensures FEMA & RBI compliance
- Coordinates legal execution
Step 4: Loan Disbursement
Funds are disbursed directly to the Indian entity.
✔ No ECB
✔ No RBI approval
✔ No foreign borrowing issues
Why NBFCs Prefer Third Party Collateral Loan Providers
NBFCs trust established Third Party Collateral Loan Providers because they:
- Pre-vet collateral
- Reduce legal risk
- Improve recovery chances
- Ensure faster closure
That’s why NBFCs often fund large-ticket loans through such providers.
Typical Loan Parameters
| Parameter | Range |
|---|---|
| Loan Amount | ₹5 Cr – ₹300+ Cr |
| LTV | 50% – 65% |
| Interest | 11% – 18% |
| Tenure | 3 – 15 Years |
| Disbursement | 30–60 Days |
All negotiated by the Third Party Collateral Provider.
Common Mistakes Without a External Collateral Loan Provider
Deals fail due to:
- Poor title verification
- Wrong lender approach
- Incomplete documentation
- FEMA non-compliance
- Unregistered mortgages
A professional Third Party Collateral Provider eliminates these risks.
Why Manjeet Singh Sandhu Is a Leading on External Collateral Loan Provider in India
Manjeet Singh Sandhu is widely regarded as the only highly experienced Third Party Collateral Provider in India who:
✔ Works directly with overseas clients
✔ Specializes in Indian third party collateral
✔ Structures large-ticket NBFC funding
✔ Manages the entire process—from start to disbursement
He does not outsource execution.
He personally handles structuring, lenders, and compliance.
Services Offered as a Third Party Collateral Provider
- Loan structuring
- Collateral due diligence
- Lender negotiation
- Legal documentation
- Disbursement management
All under one roof.
Final Thoughts: Choosing the Right Third Party Collateral Provider
A External Collateral Loan Provider is not optional—it is essential.
The right provider:
- Saves time
- Protects collateral owners
- Ensures compliance
- Maximizes loan amount
The wrong one can cost:
- Years of delay
- Legal disputes
- Rejected funding
📞 CONTACT
Manjeet Singh Sandhu
📞 Call / WhatsApp: 8700237256 | 9811993953
📧 Email: manjeetsinghsandhu@zohomail.com
🌍 Pan-India & International Professional Services
❓ FAQs
- Who is a third party collateral loan provider?
- Is a third party collateral loan provider legal in India?
- Can overseas companies use a third party collateral loan provider?
- What collateral is accepted by a third party collateral loan provider?
- Do NBFCs work with third party collateral loan providers?
- What is the maximum loan amount?
- Is RBI approval required?
- Can startups use a third party collateral loan provider?
- How long does disbursement take?
- Are foreign promoters allowed?
- Can family property be used?
- Is personal guarantee mandatory?
- What documents are required?
- Can LLPs apply?
- Is SARFAESI applicable?
- Are commercial properties preferred?
- Can multiple properties be used?
- Is valuation compulsory?
- What are the risks?
- How are risks mitigated?
- Can NRIs provide collateral?
- Is GST applicable on loans?
- Can project loans be structured?
- Is this suitable for real estate developers?
- Can loans be refinanced later?
- What happens on default?
- How is collateral released?
- Why not approach banks directly?
- What makes a good third party collateral loan provider?
- Why choose Manjeet Singh Sandhu as a third party collateral loan provider?