Introduction
Third Party Collateral Available in India | In today’s fast-paced financial landscape, access to funds is often the biggest challenge for businesses and individuals in India. Whether you are an entrepreneur, a real estate developer, or an established company, securing large-scale loans can be difficult due to stringent banking requirements and lack of sufficient collateral.
This is where Third Party Collateral Available in India emerges as a game-changing solution. By leveraging assets owned by third-party individuals or organizations, borrowers can secure loans while collateral owners can earn consistent returns on their otherwise idle assets.
I, Manjeet Singh Sandhu, provide pan-India third party collateral solutions as a trusted facilitator and consultant. It is important to note that I am not a lender or NBFC, and I act only as a consultant between the borrower and collateral provider. Loan sanction depends solely on the borrower and the bank/lender, not on me.
This comprehensive guide will explain everything about Third Party Collateral, including models, benefits, processes, FAQs, and legal disclaimers to ensure transparency and safety for all parties.
What is Third Party Collateral?
Third Party Collateral is a structured financial arrangement in which a property owner (collateral provider) offers their asset as security to a borrower, enabling the borrower to raise funds from banks or financial institutions. The collateral owner benefits by earning either fixed annual returns or sharing in the loan arrangement.
The core idea is simple:
- Collateral Owners: Generate passive income from idle properties.
- Borrowers: Access funds between ₹3 Cr and ₹5000 Cr quickly and securely.
This solution helps convert unproductive assets into wealth-generating tools while providing borrowers with the capital they need to expand their business or fund projects.
Benefits of Third Party Collateral
- Higher Loan Eligibility – Borrowers can access loans larger than their personal collateral would allow.
- Passive Income for Owners – Collateral providers earn 12–15% annual returns or share the loan proceeds.
- Faster Funding Process – Collateral-backed loans are processed faster than unsecured loans.
- Pan-India Access – Collateral is available across India, making it easy for borrowers nationwide.
- Professional Facilitation – Services are managed by Manjeet Singh Sandhu, ensuring transparency, proper verification, and legal compliance.
- Win-Win Model – Collateral owners earn, borrowers get funds, and the economy benefits from optimized resource utilization.
Two Options for Third Party Collateral
I provide Third Party Collateral solutions across India with two major options:
Option 1: Loan Sharing Basis (50-50)
This model allows both the collateral provider and the borrower to share the benefits of the loan equally.
Terms & Conditions from Collateral Provider/Owner Side:
- All induction charges in a company will be borne by the company.
- All bank expenses will be borne by the company.
- All traveling expenses for the collateral owner + 2 persons will be borne by the company.
- Half of these expenses may be deducted from the loan disbursement amount.
Terms & Conditions from Manjeet Singh Sandhu:
- Commission is 3% of the loan amount used by the company.
- Work starts only after a token fee of ₹21,000 (non-refundable), adjustable from commission on disbursement.
- Within 90 days of token payment, a clean title, complete KYC, and video verification of the collateral and owner will be provided.
- Meetings with the collateral owner will be conducted at either the borrower’s office or the collateral owner’s office/home.
- Loan arrangements are the responsibility of the borrower.
- Collateral will be available from anywhere in India.
Option 2: Fixed Annual Returns Model (12–15% per year)
In this model, the collateral provider charges a fixed return for allowing the borrower to use the asset.
Terms & Conditions from Collateral Provider/Owner Side:
- All induction charges in a company will be borne by the company.
- All bank expenses will be borne by the company.
- All traveling expenses for the collateral owner + 2 persons will be borne by the company.
Terms & Conditions from Manjeet Singh Sandhu:
- Commission is 3% of the loan amount used by the company.
- Work starts only after a token fee of ₹21,000 (non-refundable), adjustable from commission on disbursement.
- Within 90 days of token payment, a clean title, complete KYC, and video verification of the collateral and owner will be provided.
- Meetings with the collateral owner will be conducted at either the borrower’s office or the collateral owner’s office/home.
- Loan arrangements are the responsibility of the borrower.
- Collateral will be available pan-India.
Important Legal Disclaimer and Special Note
- A token fee of ₹21,000 is non-refundable in all conditions.
- The deal is finalized only with the mutual consent of both parties.
- Manjeet Singh Sandhu is not liable or responsible before, during, or after deal execution.
- I am not a lender or NBFC and act only as a facilitator/consultant between the borrower and collateral provider.
- Loan sanction depends solely on the borrower and the bank/lender, not on me.
This ensures full transparency and protects all parties involved.
Process to Avail Third Party Collateral
- Initial Consultation: Discuss loan requirement and funding needs with Manjeet Singh Sandhu.
- Payment of Token Fee: ₹21,000 to initiate the process.
- Verification: Within 90 days, receive clean title, KYC, and video verification of collateral and owner.
- Meeting with Owner: Conducted at either the borrower’s office or the collateral owner’s office/home.
- Loan Arrangement: Handled by the borrower with bank or lender.
- Execution: Collateral is pledged as per agreement.
- Disbursement & Returns: Loan disbursed; returns or loan sharing conducted according to selected model.
Who Can Benefit?
- Real Estate Developers & Builders – For project financing or construction loans.
- Manufacturing Units – For machinery or infrastructure loans.
- Export-Import Companies – For working capital or import/export funding.
- Startups & SMEs – To expand operations or raise growth capital.
- Infrastructure & Large Projects – For multi-crore project funding.
- Investors/Businesses – Looking to leverage idle assets for income.
Frequently Asked Questions (FAQs)
Q1. What is Third Party Collateral?
Ans: It is a financial arrangement where a borrower uses a third party’s collateral to secure a loan, benefiting both parties.
Q2. Who is Manjeet Singh Sandhu in this arrangement?
Ans: He is a facilitator/consultant, not a lender or NBFC. He connects borrowers with collateral providers.
Q3. Is the token fee refundable?
Ans: No. The ₹21,000 token fee is non-refundable under all conditions.
Q4. How long does it take to provide KYC, title, and video verification?
Ans: All documents are provided within 90 days of token payment.
Q5. Can I independently verify the collateral?
Ans: Yes, independent valuation is allowed.
Q6. In the 50-50 model, who pays the EMI?
Ans: EMI is paid directly to the first-party collateral owner as agreed.
Q7. What properties can be used as collateral?
Ans: Residential houses, commercial establishments, offices, bungalows, NA plots with boundaries, factories, and other real estate assets.
Q8. What loan amounts can I access?
Ans: Loans range from ₹3 Cr to ₹5000 Cr, depending on collateral and lender requirements.
Q9. Is there any liability on Manjeet Singh Sandhu for loan disbursement?
Ans: No. Loan sanction depends solely on the borrower and the bank/lender. Manjeet Singh Sandhu is not responsible for loan approval or rejection.
Q10. Can I raise my own loan using the same collateral in the 50-50 model?
Ans: Yes, under the 50-50 sharing arrangement, owners can also raise loans on their collateral.
Q11. Can collateral be provided anywhere in India?
Ans: Yes, collateral is available pan-India.
Q12. What happens if the deal does not materialize?
Ans: The token fee remains non-refundable, and no party can claim damages from Manjeet Singh Sandhu.
Why Choose Manjeet Singh Sandhu?
- Trusted Consultant – Based in New Delhi with years of experience in funding solutions.
- Wide Network – Connections with international banks, private banks, nationalized banks, and private finance groups.
- Tailor-Made Solutions – Mortgage loans up to ₹300 Cr, project loans from ₹1 Cr, builder finance, NPA funding, SBLC/LC issuance, private equity arrangements, and outright purchase of unsold or sick units.
- Professional Handling – Transparent processes, verified collateral, and clear legal agreements.
Conclusion
Third Party Collateral Available in India is a powerful tool to unlock the potential of idle assets while providing borrowers with access to large-scale funding. By leveraging my services, collateral owners can earn passive income, and businesses can secure the capital they need without unnecessary delays.
Remember:
- You pay a ₹21,000 token fee (non-refundable).
- I am not a lender or NBFC, only a facilitator/consultant.
- Loan sanction depends on the borrower and bank/lender, not on me.
- The deal is finalized only with mutual consent of all parties.
- Meetings with collateral owners are conducted at either the borrower’s office or the collateral owner’s office/home.
Take advantage of this innovative funding mechanism and convert your collateral into a growth opportunity today.
Contact Information
Manjeet Singh Sandhu
📞 8700237256 | 9811993953
📧 mpss.ske@gmail.com
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